On a daily basis I take...
Synthroid ($20 w/o insurance)
Gastrocrom ($960 w/o insurance)
Singulair, 30mg ($370 w/o insurance)
OTC ranitidine (really cheap at Sam's Club)
OTC loratadine (really cheap)
OTC cetirizine (really cheap)
OTC famotidine (most $$$ of the generics, but still pretty cheap)
as needed, OTC liquid Benadryl (about $4 per bottle)
as needed, EpiPens (haven't used one in a while)
I switched my insurance plan this year to a HDHP. My employer put in $1400... I pay up to $3600 and then I hit the "catastrophic" ceiling. I've already met my $2400 deductible, so now I'm paying 20% until I reach $5000
You should have seen the look on the tech's face when I picked up my $960 Gastrocrom... she was clearly worried that I was going to freak out. Nope. I thought about it well in advance! I'd say I pay no more than $200 for all my OTC meds in one year. The Sam's Club membership was well worth the price, even though I don't buy anything else there.
Heather