I need help masto buddies! I just got my layoff notice, and found out that extending my insurance under my employer's COBRA is just financially impossible. I would have to come up with $579/month! I couldn't make that on just unemployment.
When I called and asked about trimming that down to a tailor-made, bare bones policy for me, I ran into a wall (I don't have kids or anything, so don't need the bells and whistles). Basically, because of the mastocytosis, they said I was not eligible to get an individual policy until 6 months had passed due to a pre-existing condition. I have Blue Cross. My only option with them is to pay the $579 for six months, which is impossible for me to do financially. This is ridiculous, because I have had them for the past six years, and am under their coverage right now! I am indolent, so it is not like I am highly reactive or anything.
So masto friends, what have you done regarding such things? Can anyone suggest a good insurance carrier that might take me on at a more affordable rate? Aside from the masto, I am in really good health. Just got checked over thoroughly a couple of months ago, and I am squeaky clean!
Please, any tips you have on how to get around this mess would be helpful. Until I find another job, I may have to go without health insurance, and that would be awful.
Please keep me in your prayers. I am under a lot of stress and this is very upsetting news to me. I hope I don't start up with another round of "shocky-shock" and mess things up even more. I don't know how I am going to get through all of this without having a major blowout!